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6 Biggest Investment Mistakes Most Make

The biggest investing mistakes happen when markets are doing well. Ironic, isn't it?   After having studied investment patterns and decisions, I have jotted down the 6 biggest investment mistakes that most make but are least aware of. Read on. 1. Shift from diversified funds to index funds The relative underperformance of actively managed funds is due to the high degree of polarization in stocks forming the large-cap universe. When only a small number of stocks skew the index return, most active funds will struggle to outperform the index.  You may be wondering that if low-cost index funds are outperforming, shouldn't you shift out of actively managed funds and avoid paying the higher fund management charges? No, because the Indian market is still not at a stage where index funds will consistently beat active funds. 2. Stopping SIPs because funds are down You can make the most of the volatility of the marker when the funds are down by effectiv...
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Claim your unclaimed dues NOW!

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Did you know more than ₹31,000 crores is lying without being claimed ? Why?  Read on. There are various reasons why investors fail to claim their dues running into lakhs from various financial institutions like banks, insurers, post offices and mutual fund houses, among others. To shortlist a few –  Investors do not keep their family members informed about investments People change their addresses but often forget to update it with financial institutions Shares or bond certificates may be lost or misplaced Legal heirs find it difficult to stake claim due to legal hurdles.
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Location: India
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As We Debate GST Collections, Is the New Tax Regime Curbing India’s Black Economy?

Last week, the government stated that states and union territories have been paid Rs 52,077 crore since July 2017 to compensate them for the shortfall in their tax revenue. After the last goods and services tax (GST) council meeting in July, it was reported that several states and union territories have reported shortfall in revenue of up to 43%. Given this background, should the GST council have announced cuts in tax rates on several items? Reports suggest that the bureaucracy was unhappy with this decision since it could lead to an increase in the fiscal deficit. This is an election year, so, there will be pressures for additional expenditures which would lead to a widening of the deficit unless more resources are garnered. The finance ministers of Kerala and Punjab criticised the manner in which these decisions were taken in the GST Council and argued that federalism is being dented. Prime Minister Narendra Modi, addressing the nation in his ‘Mann ki Baat’ in June, had hailed ...
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